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How Online Fee Payment & Bank Settlement Works

SMS Naija Team · 25 August 2026

Chasing fees is one of the most time-consuming parts of running a school — tracking who's paid, who owes, and reconciling bank alerts against a spreadsheet. SMS Naija lets parents pay school fees directly online through Paystack, straight into your institution's own settlement bank account — SMS Naija never holds your money. A small transaction fee is deducted automatically at the point of payment; there's nothing to reconcile manually. Every payment — online or recorded manually by your Financial Admin for offline transactions — shows up instantly in your fee-tracking dashboard: who's paid, who's outstanding, and by how much, per class or per pupil. The result is that fee collection stops being a guessing game. You always know exactly where your institution's finances stand.
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